Oscar Muñoz
President & CEO

Oscar Muñoz has been in the Electronic Payments Industry for over 19 years. His qualifications include the creation of his first Independent Sales Organization for Merchant Services, Electronic Bankcard Services, Inc. (E.B.S.) by the age of 20, right after a short tour as an AW-3/A-2 within the US-NAVY, while completing a Bachelor in Business Administration with Majors in Accounting and International Business from the Florida International University. He went on to create the first non-bank company of its kind within the Region of Puerto Rico, United Merchant Services, Inc. (U.M.S.), which gave him firsthand knowledge of the intricacies of electronic payment acquiring and issuing outside the US borders within the LAC Region. He completed his Masters in Business Administration as an Accounting Major with top scholastic honors (4.0 GPA), and performed his Graduate Studies on the Electronic Payments Acceptance (Acquiring) Industry, with depth into the region of Puerto Rico. Such study became the base for the only Non-Bank ISO and Member Service Provider within Puerto Rico, Worldwide Payment Services, Inc., which he founded by January 1997. WPS comprehensive suite of services was created by leveraging Muñoz’s end-to-end personal industry experience, and was specifically built around the “one-stop” concept for all electronic payment processing needs, by offering a complete line of end-to-end credit, debit, gift and loyalty, and check acceptance solutions for merchants of all sizes and industry types (www.worldwidepaymentservices.net).

After over a decade of working in the transaction Acquiring side of the industry, Muñoz’s evolution into the Card Issuance side of the business was a natural one, and Uni-Mas Corp. was born as a Total Solution Provider for Card-Based Revenue Solutions. The company was created with specific attention to the needs of Immigrants residing within the US, and with high-enabling-technology that serves the specific needs of those 20 Million + individuals sending over $60 Billion home to the Latin American and Caribbean Regions. The company’s integration of the cell phone as the enabling tool for its target market segment to manage their accounts and share funds between friends and family across the globe, together with its proprietary loading network, and partner banks and network services providers outside the US (the recipient end), clearly positions it as a leader in “Mobile Payments.” Uni-Mas Corp. has also integrated unique programs with telecommunication carriers and distributors that allow their customer base to take advantage of all of the benefits of the “Mobile Payments” wave of the future, today.

Muñoz is a frequent speaker at merchant and consumer seminars within the US and Puerto Rico, and his company’s unique technology has been showcased in a variety of news reports in Puerto Rico, US and the Dominican Republic. He is also an active member of the Electronic Transaction Association (ETA) and is considered by many to be the reason why merchants within the LAC region of Puerto Rico are paying 50% less for their electronic payment acceptance needs today.